Stuck in A Rut

I have been trying to accomplish a lot of things for the last 6 months. Progress has been slow and sometimes non-existent. Right now I am trying to save money but it seems like I am incapable of doing that. I keep letting my self go out to lunch every day which is like 45 or 50 bucks a week. Then I have all these transportation costs to take care of(Registration, a ticket, smog check, oil changes, transmission fluid change and something with my radiator I need to take care of).

So finances have been nuts. Then I want to louse weight and I have not been motivated at all to work out. So I am kind of hating life right now. I feel like I need to get on top of everything but I don't really know how. Can any one help?